Internet banking | How to Activate Internet banking in SBI, HDFC, BOI, etc.
Internet banking is a platform that allows bank customers to manage their accounts online using an Internet banking user ID and password. To obtain Internet banking facilities, there are several methods available through your bank. In this article, we will explain in detail how to activate Internet banking and login to access updates on your banking activities online
In detail, we have explained each bank’s Internet banking activation process and how to do log in to Internet banking.
Once you log in to Internet banking you can avail many features provided by your bank such as you can transfer money online, apply for a loan directly from Internet banking, you can pay your mobile, electricity, gas, etc bills, applying for credit cards, pay credit card bills, and much more.
You don’t have to wait in long bank queues to conduct your banking transactions. Instead, you can simply log in to Internet banking and manage your banking tasks online from anywhere, at any time.
What is Internet Banking?
Internet banking, also called online banking, is a way for people to manage their money using the Internet. Instead of going to a bank, you can do your banking from your computer or phone. It’s easy and safe to use.
With internet banking, you can check how much money you have in your account and see what transactions you’ve made. You can also move money between your accounts, pay bills, and set up automatic payments. This means you don’t have to write checks or go to the bank to do these things.
You can also do other things like apply for loans, open new accounts, and update your personal information online. If you need help, most banks have support available online too.
Security is really important in Internet banking. Banks use special technology to make sure your information stays safe. They might ask you for extra steps to prove it’s you when you log in, like sending a code to your phone.
Overall, internet banking is a convenient way to manage your money. It’s easy to use, and you can do it from anywhere with an internet connection. As technology gets better, internet banking will probably offer even more helpful features in the future.
Bank List in India & Internet Banking
Foreign banks Internet Banking in India
| AB Bank Ltd. Net Banking | American Express Banking Corporation | Australia and New Zealand Banking Group Ltd. Net Banking | Barclays Bank Plc. Net Banking | Bank of America Net Banking |
| Bank of Bahrain & Kuwait BSC Net Banking | Bank of Ceylon Net Banking | Bank of China Net Banking | Bank of Nova Scotia Net Banking | BNP Paribas Net Banking |
| Citibank N.A. Net Banking | Cooperatieve Rabobank U.A. Net Banking | Credit Agricole Corporate & Investment Bank Net Banking | Credit Suisse A.G Net Banking | CTBC Bank Co., Ltd. Net Banking |
| DBS Bank India Limited* Net Banking | Deutsche Bank Net Banking | Doha Bank Q.P.S.C Net Banking | Emirates Bank NBD Net Banking | First Abu Dhabi Bank PJSC Net Banking |
| FirstRand Bank Ltd Net Banking | HSBC Ltd Net Banking | Industrial & Commercial Bank of China Ltd. Net Banking | Industrial Bank of Korea Net Banking | J.P. Morgan Chase Bank N.A. Net Banking |
| JSC VTB Bank Net Banking | KEB Hana Bank Net Banking | Kookmin Bank Net Banking | Krung Thai Bank Public Co. Ltd. Net Banking | Mashreq Bank PSC Net Banking |
| Mizuho Bank Ltd. Net Banking | MUFG Bank, Ltd. Net Banking | NatWest Markets Plc Net Banking | NongHyup Bank Net Banking | PT Bank Maybank Indonesia TBK Net Banking |
| Qatar National Bank (Q.P.S.C.) Net Banking | Sberbank Net Banking | SBM Bank (India) Limited* Net Banking | Shinhan Bank Net Banking | Societe Generale Net Banking |
| Sonali Bank PLC Net Banking | Standard Chartered Bank Net Banking | Sumitomo Mitsui Banking Corporation Net Banking | United Overseas Bank Ltd Net Banking | Woori Bank Net Banking |
Payments Banks Net Banking
| India Post Payments Bank Limited Net Banking | Fino Payments Bank Limited Net Banking | Paytm Payments Bank Limited Net Banking | Airtel Payments Bank Limited Net Banking |
Private Sector Banks Internet Banking
| Axis Bank Ltd. Net Banking | Bandhan Bank Ltd. Net Banking | CSB Bank Ltd. Net Banking | City Union Bank Ltd. Net Banking | DCB Bank Ltd. Net Banking |
| Dhanlaxmi Bank Ltd. Net Banking | Federal Bank Ltd. Net Banking | HDFC Bank Ltd Net Banking | ICICI Bank Ltd. Net Banking | Induslnd Bank Ltd Net Banking |
| IDFC First Bank Ltd. Net Banking | Jammu & Kashmir Bank Ltd. Net Banking | Karnataka Bank Ltd. Net Banking | Karur Vysya Bank Ltd. Net Banking | Kotak Mahindra Bank Ltd Net Banking |
| Nainital Bank Ltd. Net Banking | RBL Bank Ltd. Net Banking | South Indian Bank Ltd. Net Banking | Tamilnad Mercantile Bank Ltd. Net Banking | YES Bank Ltd. Net Banking |
| IDBI Bank Ltd. Net Banking |
Public Sector Banks Net Banking
| Bank of Baroda Net Banking | Bank of India Net Banking | Bank of Maharashtra Net Banking | Canara Bank Net Banking | Central Bank of India Net Banking |
| Indian Bank Net Banking | Indian Overseas Bank Net Banking | Punjab & Sind Bank Net Banking | Punjab National Bank Net Banking | State Bank of India Net Banking |
| UCO Bank Net Banking | Union Bank of India Net Banking |
Regional Rural Banks Net Banking
| Andhra Pragathi Grameena Bank Net Banking | Andhra Pradesh Grameena Vikas Bank Net Banking | Arunachal Pradesh Rural Bank Net Banking | Aryavart Bank Net Banking | Assam Gramin Vikash Bank Net Banking |
| Bangiya Gramin Vikas Bank Net Banking | Baroda Gujarat Gramin Bank Net Banking | Baroda Rajasthan Kshetriya Gramin Bank Net Banking | Baroda UP Bank Net Banking | Chaitanya Godavari Grameena Bank Net Banking |
| Chhattisgarh Rajya Gramin Bank Net Banking | Dakshin Bihar Gramin Bank Net Banking | Ellaquai Dehati Bank Net Banking | Himachal Pradesh Gramin Bank Net Banking | J&K Grameen Bank Net Banking |
| Jharkhand Rajya Gramin Bank Net Banking | Karnataka Gramin Bank Net Banking | Karnataka Vikas Grameena Bank Net Banking | Kerala Gramin Bank Net Banking | Madhya Pradesh Gramin Bank Net Banking |
| Madhyanchal Gramin Bank Net Banking | Maharashtra Gramin Bank Net Banking | Manipur Rural Bank Net Banking | Meghalaya Rural Bank Net Banking | Mizoram Rural Bank Net Banking |
| Nagaland Rural Bank Net Banking | Odisha Gramya Bank Net Banking | Paschim Banga Gramin Bank Net Banking | Prathama UP Gramin Bank Net Banking | Puduvai Bharathiar Grama Bank Net Banking |
| Punjab Gramin Bank Net Banking | Rajasthan Marudhara Gramin Bank Net Banking | Saptagiri Grameena Bank Net Banking | Sarva Haryana Gramin Bank Net Banking | Saurashtra Gramin Bank Net Banking |
| Tamil Nadu Grama Bank Net Banking | Telangana Grameena Bank Net Banking | Tripura Gramin Bank Net Banking | Utkal Grameen bank Net Banking | Uttar Bihar Gramin Bank Net Banking |
| Uttarakhand Gramin Bank Net Banking | Uttarbangla Kshetriya Gramin Bank Net Banking | Vidharbha Konkan Gramin Bank Net Banking |
Small Finance Banks Net Banking
| Au Small Finance Bank Limited Net Banking | Capital Small Finance Bank Limited Net Banking | Equitas Small Finance Bank Limited Net Banking | Suryoday Small Finance Bank Limited Net Banking | Ujjivan Small Finance Bank Limited Net Banking |
| Utkarsh Small Finance Bank Limited Net Banking | ESAF Small Finance Bank Limited Net Banking | Fincare Small Finance Bank Limited Net Banking | Jana Small Finance Bank Limited Net Banking | North East Small Finance Bank Limited Net Banking |
| Shivalik Small Finance Bank Limited Net Banking | Unity Small Finance Bank Limited Net Banking |
Is Internet Banking Secure? How to use safe Internet banking?
Internet banking has become important for managing our money. It’s super convenient because we can do our banking stuff from home or anywhere using our computers or phones.
But there’s a worry about whether it’s safe. Can we trust Net banking to keep our money and information secure? Let’s talk about this and some ways to keep our money safe online.
Firstly, it’s good to know that most big banks have special ways to keep our information safe. They use things like encryption, firewalls, and multi-factor authentication. Encryption makes our info unreadable to people who shouldn’t see it. Firewalls stop bad guys from getting into the bank’s systems.
So, how can we stay safe when we’re doing Net banking? Here are some tips:
- Use a strong password: Make sure your online banking password is tricky for others to guess. Use a mix of letters, numbers, and special characters.
- Turn on multi-factor authentication: If your bank has this option, use it. It means you’ll need more than just a password to log in, which makes it harder for bad people to get in.
- Be careful of fake messages: Watch out for any weird emails or texts asking for your banking info. Real banks won’t ask for this stuff over email or text.
- Use secure networks: Try not to use public Wi-Fi for banking. It’s not always safe. Stick to your home Wi-Fi or mobile data instead.
- Keep an eye on your accounts: Check your bank statements regularly for anything weird. If you see something odd, tell your bank straight away.
By following these tips, you can make Net banking safer and enjoy the convenience it brings without worrying too much.
Credit Card Cons vs Pros.
| Pros | Cons |
| Convenient: You don’t have to carry cash around when you have a credit card. It’s super handy for when you want to buy something big or if you have an emergency. | Lead to Debt: It’s easy to spend more money than you have with a credit card. Carrying a balance from month to month can add up fast and make it hard to pay off what you owe. |
| Build Credit: Using credit cards responsibly can help your credit score. Paying your bills on time and not spending too much can make it easier to get loans or buy a house in the future. | High-Interest Rates: If you don’t pay off your balance in full each month, you’ll have to pay interest on what you owe. This can make your purchases much more expensive in the long run. Top of Form Bottom of Form |
| Get Rewards: Some credit cards give you rewards, like cash back or points for travel, when you use them. It’s like getting a little bonus for spending money. | Come with Fees: Some credit cards have annual fees or charges for things like paying late or using them overseas. These fees can eat into any rewards you earn. |
| Protect Your Purchases: If something you buy with your credit card gets damaged or stolen, the credit card company might pay you back for it. It’s like having insurance for your purchases. | Can Hurt Your Credit Score: Missing payments or maxing out your credit limit can lower your credit score. This can make it harder to get loans or other financial help later on. |
| Safety Net: When you don’t have cash on hand, credit cards can help cover unexpected expenses or emergencies until you can pay them back later. | Security Risks: Credit card fraud and identity theft are real dangers. If someone gets your card information, they can use it to make purchases without your permission, which can be a big problem. |
How to Activate Internet Banking?
There are many banks, and each bank has a slightly different process for activating Internet banking. In this article, we have described the usual activation process for how banks provide net banking activation facilities.
3 major ways to activate Internet banking.
- Activate Internet banking through ATM.
- Activate Internet banking by calling customer care.
- Register for internet banking on bank websites using OTP.
Also Read:- EPFO Login Process and How to Activate UAN Number?
How to Activate Internet banking through ATM?
if your bank ATM is nearest you then you can just visit the ATM and activate internet banking. The below instructions will help you to activate internet banking through ATM.
- Step 1: Find an ATM: First, you need to find an ATM in your bank.
- Step 2: Insert in Your Debit Card: When you’re at the ATM, Insert your debit card into the slot.
- Step 3: Enter Your PIN: The ATM will ask you to enter your PIN.
- Step 4: Choose “Internet Banking Activation”: Look for an option on the ATM screen that says something like “Activate Internet Banking.” It might be under a menu called “Services” or “Other Services.”
- Step 5: Follow the Instructions: Once you’ve chosen the internet banking activation option, the ATM will guide you through what to do next. You might have to confirm who you are by giving some information, like your account number or birthday.
- Step 6: Make a Username and Password: After you’ve confirmed your identity, the ATM will ask you to make a username and password for your Internet banking account. Make sure to pick ones that are hard for other people to guess.
- Step 7: Finish Up: Once you’ve made your username and password, the ATM will tell you that your internet banking is now active. You might see a message on the ATM screen or get a receipt. That’s it – activating internet banking with an ATM is easy and lets you enjoy all the benefits of online banking.
How to Activate Internet banking by calling customer care?
If you are not good with technology or you don’t know how to visit your bank website and activate Internet banking, then you can just call your bank customer care. Below we have given the instructions on how to contact your bank customer care and activate Internet banking.
- Get Your Info Ready: Before calling, have your account number, Social Security number, and other necessary details ready.
- Call Customer Service: Dial your bank’s customer service number (you can find the customer care number on your bank website).
- Listen to Options: Choose the option for internet banking or account services.
- Prove Your Identity: Answer security questions to confirm your identity (never share your CVV or OTP with even customer care).
- Request Activation: Tell the representative you want to activate Internet banking.
- Follow Instructions: Listen carefully and follow the representative’s guidance.
- Get Confirmation: Once done, the representative will confirm your internet banking is activated.
- Log In and Explore: Use the provided info to log in and explore your Internet banking features.
That’s it! Activating Internet banking by calling customer service is an easy way to get started with online banking.
How to activate Internet banking through a bank website?
Each bank has its website, just like yours, where they provide the option to log in and activate internet banking, along with many other services related to the bank. Here, we have provided detailed instructions on how you can activate internet banking through your bank’s website.
- Step 1: Go to Your Bank’s Website – To start Internet banking, visit to your bank’s official website. Make sure you’re on the right website so you don’t fall for any scams. Most banks have a special section for Internet banking, usually labeled as “Online Banking” or “Internet Banking.”
- Step 2: Find the Sign-Up Page – Once you’re on your bank’s website, look for the sign-up page for internet banking. This is where new users can start activating their online banking. You might see options like “Register Now” or “New User Registration.”
- Step 3: Share Your Info – To sign up for Net banking, you’ll need to give some info to prove who you are and connect your accounts. This could include things like your name, address, date of birth, phone number, email, account number, and more.
- Step 4: Make Your Login Details – Next up, you’ll need to create a username and password. Pick a strong password with letters, numbers, and special characters to keep your account safe.
- Step 5: Prove It’s You – After setting up your login details, you might need to prove it’s you trying to sign up. This could mean getting a one-time code sent to your phone or email or answering some security questions.
- Step 6: Agree to the Rules – Before you finish signing up, read and agree to the bank’s rules for Internet banking.
- Step 7: Get Confirmed – Once you’ve done all that, you’ll get a message saying your internet banking is good to go.
- Step 8: Login and Have a Look Around – Now that your Internet banking is up and running, log in and start exploring.
Activating internet banking through your bank’s website is easy. It opens up a whole new world of convenience for managing your money.